Put a financial award program in your app.
We offer an API and portfolio of webhooks to launch reward and incentive programs. Partners can create custom Tasks for a User, issue Financial Accounts and Cards, and automate the distribution of an Award.
Creating a Program
Partners start by defining the size of its Award Pool, which is the total monetary value of Awards, and the maximum number of Users.
Enrolling User
Once a User has given their consent, Partners can enroll them into an existing Program and a Financial Account is created for the User.
Setting Tasks
Partners can add Tasks to its Program. Each Task has an Award value. Tasks can be applied to all Users within a Program or to a specific User. Tasks can be set to have a start and end date.
Distributing Awards
When a User completes an assigned Task, an Award is automatically distributed to their Financial Account. Funds are transferred from a Partner’s Program Card Funding Account.
Issuing Cards
Partners can issue a Card on behalf of a User. The Card can be personalized and ships USPS Express to residential, commercial, or a correctional facility.
Setting Card Controls
Cards are programmed with Card Controls, which restrict a wide range of use, including withdrawing cash from an ATM, requesting “cash back” from a grocery store, or restricting how much can be spent within a given time.
Activating Cards
Users can activate their Card online after completing multiple security authentication factors. Users can view transactions and manage their Card online through the Stretch web application.