Put a financial award program in your app.

We offer an API and portfolio of webhooks to launch reward and incentive programs. Partners can create custom Tasks for a User, issue Financial Accounts and Cards, and automate the distribution of an Award.

Creating a Program

Partners start by defining the size of its Award Pool, which is the total monetary value of Awards, and the maximum number of Users.

Enrolling User

Once a User has given their consent, Partners can enroll them into an existing Program and a Financial Account is created for the User.

Setting Tasks

Partners can add Tasks to its Program. Each Task has an Award value. Tasks can be applied to all Users within a Program or to a specific User. Tasks can be set to have a start and end date.

Distributing Awards

When a User completes an assigned Task, an Award is automatically distributed to their Financial Account. Funds are transferred from a Partner’s Program Card Funding Account. 

Issuing Cards

Partners can issue a Card on behalf of a User. The Card can be personalized and ships USPS Express to residential, commercial, or a correctional facility. 

Setting Card Controls

Cards are programmed with Card Controls, which restrict a wide range of use, including withdrawing cash from an ATM, requesting “cash back” from a grocery store, or restricting how much can be spent within a given time.

Activating Cards

Users can activate their Card online after completing multiple security authentication factors. Users can view transactions and manage their Card online through the Stretch web application.